Privacy Policy
Last Modified: June 2024
CorVel Privacy Policy
CorVel Enterprise Comp., Inc., CorVel Enterprise Comp, Inc. of Canada and CorVel Healthcare Corporation and all related subsidiaries (“CorVel”, “us,” “we” or “our”) have created this privacy policy (“Policy”) in order to comprehensively inform individuals about our privacy practices and to demonstrate our firm commitment to privacy. This Policy describes how we collect, use, disclose, transfer, store, retain or otherwise process your personal information in the course of performing our business and operational activities, which includes the administration of the below web domains (collectively, the “Website”) and through our mobile software applications, medical provider and business portals (collectively, the “App”) (our services and Website together, our “Services”).
When we refer to “you” or “your,” we mean the person about whom we collect personal information or data. If the person accessing the Website or App does so on behalf of, or for the purposes of, another person, including a business or other organization, “you” or “your” also means that other person, including a business organization, if applicable.
We provide this Website for other businesses. However, in the course of providing our Services, we may process personal information of individuals, as will be described in this Policy. This may include personal information related to the claims that we process for our customers, that we collect about you when you visit our Website or use our App, or your business contact information if we provide our Services to a company that you work with, or if you are a sole proprietorship and you engage with our Services.
Please read this Policy carefully. Our Policy includes:
- General Disclosures
- What Information We Collect And Disclose And For What Purposes
- When You Visit Our Website
- When You Engage With Our Apps
- When We Provide Our Managed Care Services Or Administer A Workers’ Compensation, Liability Or Automobile Insurance Claim Related To You
- If You Are A Medical Provider Associated With One Of Our Provider Networks
- If You Are An Employee Of One Of Our Customers, Vendors Or Other Entity Who Is Involved In Our Relationship With Your Employer
- When You Interact With CorVel’s Social Media
- Personal Information Relating To Children
- How Long We Retain Your Information
- Marketing And Promotional Communications
- Links To Other Sites
- Security
- Your Data Rights
- Data Rights For California Consumers
- Changes To This Privacy Policy
- Contact Us
This Policy is supplemented by our:
1. General Disclosures
Our data centers, Website, and App are hosted in the United States. If you are visiting this Website or using the App from outside of the United States, please note that by providing us your information it is being stored or processed in the United States, which may not have privacy laws as protective as those in your home country. If you are outside the United States and do not wish to allow the collection and storage of your personal information within the United States, you should not use this Website or the App and you should opt-out of the collection of cookies by following the guidelines in our section titled How To Restrict Cookies. For more information about how we utilize cookies, view our Cookies Policy. This Policy sets forth our data policies and practices for the United States. For Canadian residents, please reference the Privacy Notice For Canadian Residents, which is incorporated into this Policy.
2. What information we collect and disclose and for what purposes
In the course of performing our Services, we collect a variety of different kinds of personal information from a variety of different individuals. What information we collect and the purposes for which it is collected will depend on the context of our activities or the Service that is being performed. Therefore, just because this Policy lists a particular data collection practice does not mean that we have necessarily collected that data from you. Instead, please review the applicable disclosures below to learn about how we may have collected personal information from you depending on how you have interacted with us.
We require all service providers to respect the security of your personal information.
CorVel provides workers’ compensation, liability and automobile claims and managed care solutions to our customers. Our customers may include the insurance company that holds the policy on your claim or your employer. In the course of providing these Services, we will directly interact with you to collect personal information but we may also collect personal information about you from other sources.
Under certain state laws, CorVel is required to disclose whether we sell, share, or use your personal data for targeted advertising purposes. Please note that CorVel does not sell your personal information in the usual sense of the word. That is, we do not give your information to third parties in exchange for money. However, under certain state laws, disclosure of your personal information to certain third parties (such as social media providers, ad networks, analytics vendors, and providers of online marketing and advertising services), including via automated technologies such as cookies, pixels, and tags, for advertising or analytics purposes may be considered a “sale” of personal information. These kinds of disclosures may constitute “targeted advertising,” or a “sale” when the personal information is exchanged for non-monetary consideration, or “sharing” when the personal information is disclosed for cross-context behavioral advertising purposes. We do not knowingly sell, share, or process personal information of consumers under 16 years of age.
When You Visit Our Website
Categories Collected The personal information we collect may include: | Sources of Collection We may collect your personal information from: | Business Purpose of Collection The purposes of collection include: | Categories of Third Parties to Which Personal Information is Disclosed We may disclose your personal information to: | Business Purpose of Disclosure The purposes of disclosure include: | Is This Information Sold Or Used For Targeted Advertising? |
Identifier Information*
| • you directly | • facilitating your use of our Website and App
• responding to your inquiries • enforcing any applicable terms of service or other applicable agreements or policies • securing our networks, systems and databases against external threats
| • our service providers**
• our affiliates • other entities during a corporate transaction • courts, litigants, regulators, arbitrators, administrative bodies or law enforcement for legal purposes
| • facilitating your use and our provision of the Website
• Website and App • enforcing any applicable terms of service or other applicable agreements or policies • preventing attacks and intrusions on our systems • securing our networks, systems and databases against external threats • conducting audits of our systems, policies and procedures • as part of sale, assignment, merger or other transfer of all or a portion of our organization or assets to other entities • as required by law or to resolve, investigate or manage actual or suspected legal claims | • Yes, in the context of online tracking technologies when you visit our Website, we may sell or share this information to our marketing and analytics vendors for the purposes of online marketing. However, any such information you directly submit through our website is not sold to any third parties. |
* The personal information we collect may include your internet protocol (IP) address. To the extent you engage with our Chat or Contact Us functionality, it may likewise include your name, email address, state of residence, contact information, and any other information you decide to include.
**We may disclose your personal information to our security monitoring providers, data analytics providers, database hosting vendors and our auditors. | |||||
Geolocation Information†
| • you directly | • personalizing and facilitating your use of our Website
• measuring, tracking and analyzing trends and usage in connection with your use or the performance of our Website • facilitating our marketing and advertising programs | • our service providers††:
• our affiliates • other entities during a corporate transaction • courts, litigants, regulators, arbitrators, administrative bodies or law enforcement for legal purposes | • facilitating your use and our provision of the Website
• measuring, tracking and analyzing trends and usage in connection with your use or the performance of our Website • securing our networks, systems and databases against external threats • conducting audits of our systems, policies and procedures • as part of sale, assignment, merger or other transfer of all or a portion of our organization or assets to other entities • as required by law or to resolve, investigate or manage actual or suspected legal claims
| • Yes, in the context of online tracking technologies when you visit our Website, we may sell or share this information to our marketing and analytics vendors for the purposes of online marketing. |
†The information we collect may include your geolocation.
††We may disclose your personal information to our security monitoring providers, data analytics providers, database hosting vendors and our auditors. | |||||
Internet or Other Electronic Network Activity Information ‡
| • you directly | • maintaining and improving our Website
• personalizing and facilitating your use of our Website • measuring, tracking and analyzing trends and usage in connection with your use or the performance of our Website • facilitating our marketing and advertising programs | • our service providers ‡‡
• our affiliates • other entities during a corporate transaction • courts, litigants, regulators, arbitrators, administrative bodies or law enforcement for legal purposes | • facilitating your use and our provision of the Website
• measuring, tracking and analyzing trends and usage in connection with your use or the performance of our Website • engaging in marketing and advertising • securing our networks, systems and databases against external threats • conducting audits of our systems, policies and procedures • as part of sale, assignment, merger or other transfer of all or a portion of our organization or assets to other entities • as required by law or to resolve, investigate or manage actual or suspected legal claims | • Yes, in the context of online tracking technologies when you visit our Website, we may sell or share this information to our marketing and analytics vendors for the purposes of online marketing. |
‡The information we collect may include your time zone setting, auth0 logs, pages visited, pages viewed, events and page loads, browser plug-in types and versions.
‡‡We may disclose your personal information to our marketing services vendors, security monitoring providers, data analytics providers, database hosting vendors and our auditors. | |||||
Device Information⁂
| • you directly | • maintaining and improving our Website
• personalizing and facilitating your use of our Website • measuring, tracking and analyzing trends and usage in connection with your use or the performance of our Website | • our service providers ⁂⁂
• our affiliates • other entities during a corporate transaction • courts, litigants, regulators, arbitrators, administrative bodies or law enforcement for legal purposes | • facilitating your use and our provision of the Website
• maintaining and improving our Website • measuring, tracking and analyzing trends and usage in connection with your use or the performance of our Website • securing our networks, systems and databases against external threats • conducting audits of our systems, policies and procedures • as part of sale, assignment, merger or other transfer of all or a portion of our organization or assets to other entities • as required by law or to resolve, investigate or manage actual or suspected legal claims | • Yes, in the context of online tracking technologies when you visit our Website, we may sell or share this information to our marketing and analytics vendors for the purposes of online marketing. |
⁂The information we collect may include your operating system and platform and other technology on the devices you use to access the Website.
⁂⁂We may disclose your personal information to our security monitoring providers, data analytics providers, database hosting vendors and our auditors. |
Further, we may collect personal information from you in the form of cookies. For information regarding how we collect, process and disclose personal information in the context of cookies, view our Cookies Policy.
When You Engage With Our Apps
Categories Collected The personal information we collect may include: | Sources of Collection We may collect your personal information from: | Business Purpose of Collection The purposes of collection include: | Categories of Third Parties to Which Personal Information is Disclosed We may disclose your personal information to: | Business Purpose of Disclosure The purposes of disclosure include: | Is This Information Sold Or Used For Targeted Advertising? |
Sensitive Personal Information (log-in information)⁒
| • you directly | • delivering the information and support you request
• enable and administer your access to our App | • our service providers ⁒⁒
• our affiliates • other entities during a corporate transaction • courts, litigants, regulators, arbitrators, administrative bodies or law enforcement for legal purposes | • delivering the information and support you request
• enable and administer your access to our App • securing our networks, systems and databases against external threats • conducting audits of our systems, policies and procedures • as part of sale, assignment, merger or other transfer of all or a portion of our organization or assets to other entities • as required by law or to resolve, investigate or manage actual or suspected legal claims | • No. |
⁒The information we collect may include your App account login username and password.
⁒⁒We may disclose your personal information to our security monitoring providers, database hosting vendors and our auditors. |
When We Provide Our Managed Care Services or Administer a Workers’ Compensation, Liability or Automobile Insurance Claim Related to You
Categories Collected The personal information we collect may include: | Sources of Collection We may collect your personal information from: | Business Purpose of Collection The purposes of collection include: | Categories of Third Parties to Which Personal Information is Disclosed We may disclose your personal information to: | Business Purpose of Disclosure The purposes of disclosure include: | Is This Information Sold Or Used For Targeted Advertising? |
Identifier Information* | • you directly
• your medical providers • your employer • your representatives • the insurance company that holds the policy relating to the relevant claim • our investigative service providers • our claims data, information and underwriting contractors | • providing CorVel’s workers’ compensation, liability and automobile claims and managed care solutions to our customers
• facilitating medical care and payment of medical claims • sending you SMS text messages relating to our pharmacy programs or claims that relate to you • connecting with you through our telehealth programs and services • sending you information as is necessary for the provision of our Services • complying with any applicable laws or regulations | • our service providers**
• your medical providers • to our customers (i.e., your employer or the insurance company that holds the relevant insurance policy) • to your employer or insurance company that holds the policy relating to the relevant claim • individuals or entities you authorize • governmental authorities • our affiliates • other entities during a corporate transaction • courts, litigants, regulators, arbitrators, administrative bodies or law enforcement for legal purposes
| • providing CorVel’s workers’ compensation, liability and automobile claims and managed care solutions to our customers
• sending you SMS text messages relating to our pharmacy programs or claims that relate to you • connecting with you through our telehealth programs and services • sending you information as is necessary for the provision of our Services • as part of sale, assignment, merger or other transfer of all or a portion of our organization or assets to other entities • conducting audits of our systems, policies and procedures • as required by law or to resolve, investigate or manage actual or suspected legal claims | • No. |
*The information we collect may include your full name, date of birth, gender (including identity and expression), marital status, signature, personal mailing address, personal e-mail address, personal telephone number, business mailing address, business e-mail address, business telephone number and employee ID. For more information about our practices regarding texting your personal telephone number, please review our SMS Texting Policy.
**We may disclose your personal information to our utilization review, peer review and independent medical review providers; medical equipment providers; legal counsel; claim adjusters; telehealth platform vendors; SMS texting vendors; provider network organizations; e-mail services vendors; bill review vendors; subcontractor workers’ compensation, auto and liability claims oversight providers; pharmacy benefit management providers; data imaging and capture vendors; claim fraud prevention vendors; database hosting vendors and auditors. | |||||
Medical Insurance Information† | • you directly
• your medical providers • your employer • your representatives • the insurance company that holds the policy relating to the claim • our claims data, information and underwriting contractors | • providing CorVel’s workers’ compensation, liability and automobile claims and managed care solutions to you and our customers
• facilitating medical care and payment of medical claims • complying with any applicable laws or regulations | • our service providers††
• your medical providers • individuals or entities you authorize • to your employer or insurance company that holds the policy relating to the relevant claim • governmental authorities • our affiliates • other entities during a corporate transaction • courts, litigants, regulators, arbitrators, administrative bodies or law enforcement for legal purposes
| • providing CorVel’s workers’ compensation, liability and automobile claims and managed care solutions to you and our customers
• administering and responding to disputed claims • conducting audits of our systems, policies and procedures • as required by law or to resolve, investigate or manage actual or suspected legal claims • as part of sale, assignment, merger or other transfer of all or a portion of our organization or assets to other entities | • No. |
†The information we collect may include your insurance coverage information, health insurance number, policy/plan information, workers’ compensation claim number, health insurance claim numbers and Medicare beneficiary identifier.
††We may disclose your personal information to our utilization review, peer review and independent medical review providers; medical equipment providers; legal counsel; claims adjusters; settlements and annuities organizations; provider network organizations; bill review vendors; pharmacy benefit management providers; data imaging and capture vendors; claim fraud prevention vendors; database hosting vendors and our auditors. | |||||
Audio and Visual Information‡ | • you directly
• your representatives • our investigative service providers • your employer • other third-party relating to a general liability claim | • providing CorVel’s workers’ compensation, liability and automobile claims and managed care solutions to our customers
• detecting and prevent fraudulent claims • facilitating medical care and payment of medical claims • complying with any applicable laws or regulations | • our service providers‡‡
• your medical providers • individuals or entities you authorize • to your employer or insurance company that holds the policy relating to the relevant claim • governmental authorities • our affiliates • other entities during a corporate transaction • courts, litigants, regulators, arbitrators, administrative bodies or law enforcement for legal purposes | • providing CorVel’s workers’ compensation, liability and automobile claims and managed care solutions to you and our customers
• administering and responding to disputed claims • to detect and prevent fraudulent claims • conducting audits of our systems, policies and procedures • as required by law or to resolve, investigate or manage actual or suspected legal claims • as part of sale, assignment, merger or other transfer of all or a portion of our organization or assets to other entities | • No. |
‡The information we collect may include images of you, videos of you and recordings of your voice.
‡‡We may disclose your personal information to our legal counsel, claims adjusters, database hosting vendors and our auditors. | |||||
Activity Information⁂ | • you directly
• your representatives • your employer • our investigative service providers | • providing CorVel’s workers’ compensation, liability and automobile claims and managed care solutions to our customers
• facilitating medical care and payment of medical claims • detecting and prevent fraudulent claims • complying with any applicable laws or regulations |